Terms of Use

Effective Date: 3rd March, 2025

Welcome to FinInsights ("Company," "we," "our," or "us"). By accessing or using our website, mobile application, and related services (collectively, the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms

By using our Services, you acknowledge that you have read, understood, and agree to comply with these Terms, as well as our Privacy Policy, which is incorporated herein by reference. If you do not agree with any part of these Terms, you should not use our Services.

2. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that:

  • You are legally capable of entering into a binding agreement.
  • You will comply with all applicable laws and regulations.

3. Account Registration & Security

To access certain features of our Services, you may be required to create an account. You agree to:

  • Provide accurate, current, and complete information.
  • Keep your account credentials secure and not share them with others.
  • Notify us immediately if you suspect any unauthorized use of your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Use of Our Services

You agree to use our Services only for lawful purposes. You shall not:

  • Engage in fraudulent, deceptive, or illegal activities.
  • Attempt to hack, interfere, or disrupt our platform.
  • Scrape, copy, or misuse content and proprietary information.
  • Use our Services in any way that harms others or violates applicable laws.

5. Financial Data & Market Information

Our Services provide stock market data, research insights, and AI-driven analysis. However:

  • We do not provide financial, investment, tax, or legal advice.
  • Market data and stock insights are for informational purposes only and should not be considered professional financial advice.
  • You are solely responsible for your financial decisions.

We do not guarantee the accuracy, completeness, or timeliness of financial data and are not liable for any losses incurred from reliance on our Services.

6. Subscription & Payment

Some features of our Services may require payment. If applicable:

  • Fees are listed on our website and are subject to change.
  • Payments are non-refundable unless otherwise stated.
  • You agree to provide valid payment information and authorize us to charge applicable fees.
  • We reserve the right to suspend or cancel Services for non-payment.

7. Intellectual Property

All content, logos, trademarks, and software provided through our Services are owned by or licensed to us. You may not:

  • Copy, distribute, or modify any part of our Services without prior written consent.
  • Use our trademarks or branding in any way that implies endorsement without authorization.

8. Third-Party Services & Links

Our Services may include links to third-party websites or integrate with third-party data providers. We do not control or endorse these services and are not responsible for their content, privacy policies, or practices. Your use of third-party services is at your own risk.

9. Disclaimers & Limitation of Liability

9.1 No Warranties

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

  • The accuracy, reliability, or completeness of market data or financial insights.
  • The availability or uninterrupted operation of our Services.
  • The fitness of our Services for any specific purpose.

9.2 Limitation of Liability

To the maximum extent permitted by law, we are not liable for:

  • Any indirect, incidental, or consequential damages arising from your use of our Services.
  • Losses resulting from financial decisions based on information provided by our platform.
  • Unauthorized access, security breaches, or data loss.

If we are found liable for any damages, our total liability will not exceed the amount you paid for the Services in the last six months.

10. Termination & Suspension

We reserve the right to terminate or suspend access to our Services at our discretion, without notice, if you:

  • Violate these Terms.
  • Engage in activities that harm our platform or other users.
  • Provide false or misleading information.

Termination does not relieve you of any obligations accrued before termination, including outstanding fees.

11. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of California, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved through binding arbitration or courts located in California, unless otherwise required by applicable law.

12. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on our website, and continued use of our Services after changes constitute acceptance of the new Terms. If you do not agree to the revised Terms, you must stop using our Services.

13. Contact Us

For questions or concerns regarding these Terms, please contact us at:

FinInsights
Email: [email protected]
Address: San Francisco

By using our Services, you acknowledge that you have read, understood, and agreed to these Terms of Use. Thank you for using FinInsights!